Русский
العربية
Azərbaycan dili
“Is insurance extra?” is the first question travellers ask — because in many countries it is. In Baku Cars rentals the answer is simple: full insurance is already inside every published price. Here is what that actually covers, in plain language.
What is included by default
- OSAGO — compulsory third-party liability: damage your car causes to others.
- CASCO — cover for the rental car itself, with a deductible (franchise).
- Standard maintenance and a replacement procedure if the car develops a fault that is not the renter’s doing.
How the deductible works
The deductible is the part of damage you carry in an at-fault accident — roughly 300 to 1,000 USD depending on the car category. No accident, no deductible: it is not a fee, just a cap on your exposure. If you want zero exposure, add full cover without deductible for 20% of the rental amount — popular for mountain routes and longer trips.
What voids the cover
Insurance protects mistakes, not violations. Driving after alcohol, running a red light, serious speeding or taking the car off legal roads cancels the cover and the contract penalties apply. Full detail sits in the public rental terms.
Where the deposit fits in
The refundable deposit (from 200 AZN, depending on the car and driver age) is separate from insurance: it is held during the rental and returned when the car comes back without accidents or unpaid fines. Questions about a specific car’s deductible? Ask on WhatsApp (+994 50 999 77 99) — we quote the exact figures with the car, from the live fleet.
